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Before you spend anything, make sure you are aware what your insurance covers

Contact your insurance provider as soon as possible to check your level of cover.

Seek advice before you commit yourself to any expense, such as the bill of staying in a hotel or getting your property boarded up by a contractor.

Check your policies

You may have two separate policies with different companies, one for structure and one for your contents insurance. Ensure you contact them both.

They may wish to inspect your property or contents before anything is moved or disposed of.

If you incur expenses – keep all your receipts.